The Ministry of Economy and Finance (MEF) argues that fiscal policy should facilitate development and not just focus on the contribution of private companies in the formal sector.

To this end, the tax base must be broadened, while the state ensures the prevalence of a functioning judicial system for the speedy resolution of commercial and labor disputes. This data is contained in a document shared by the MEF, entitled Agenda 2025, which shows that companies need concessional funds, empowerment, and stationary control to facilitate productive investment in the medium and long term, something that the banking system is not able to do.

The document suggests that the lack of funds for investment can be overcome, through the creation of a development bank and credit guarantee funds and venture capital companies, oriented towards productive investment, involving the public and private sectors, and also the establishment of credit lines.

The special lines of credit should be reserved for activities that, at present, are not eligible by the banking system because they are high risk activities. In this way, the financial transactions would support medium and long-term productive investments in agriculture, fisheries, agro-processing, manufacturing industries, export of goods that incorporate national added value and produce employment.

According to the MEF, a development bank and credit guarantee funds can play an important role in providing capital, on concessional terms, for training, equipment acquisition, and "know-how" to prepare studies and research of domestic and foreign markets.

He goes on to explain that a development bank is vital for capturing savings, as well as playing an important role in promoting national products in domestic and foreign markets, and in rural development projects, from small irrigation systems, family-sized factories for the industrial processing of agricultural products, extension programs to disseminate technology and knowledge, marketing, and transportation.

The medium and long-term credits, in which this bank should specialize, could encourage investment in new technologies, in innovation, and in research and development programs for companies that stimulate productivity.

While concessional funds are important, the decisive factor is the entrepreneurs and managers who have to be able to create liquidity in their companies and improve management, the paper says.

It also suggests that, with more competitive national companies, it is possible to make full use of the SADC Trade Protocol, the mechanisms of the preferential agreement with the United States under AGOA, and the trade agreements with the European Union and African, Caribbean, and Pacific (ACP) countries, which in fact constitute a unique opportunity for the re-launch of Mozambican small and medium-sized enterprises.